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Illinoisworking inIowa
Reciprocity — home state withholds for you

Iowa

Work State Tax Rate
Flat 3.8%
Withholding Starts
Day 1
Law Last Updated
Jan 1, 2025

Employee Obligations (Which Returns YOU Must File)

Illinois has a reciprocity agreement with Iowa. If your only income from Iowa is wages, salary, tips, or commissions, file your Illinois return only — no Iowa return needed. Give your Iowa employer your reciprocity form (IL-W-5-NR) each year.

Employer Obligations (What Your Employer Must Withhold & Remit)

Reciprocity applies. If the employee provides the reciprocity form (IL-W-5-NR), withhold Illinois tax instead of Iowa tax. Must still register for Iowa unemployment insurance. Register for withholding and unemployment from day 1. Unemployment applies to the first $38,200 of wages.

City & Local Income Taxes (Extra Filings Beyond the State Return)

None for nonresidents. Iowa school district taxes are residence-based only.

Reciprocity Agreement — File Home State Only for Wages

Illinois has a reciprocity agreement with Iowa. For wage income, you only need to file your Illinois return. Give your employer the reciprocity form (IL-W-5-NR) each year to avoid Iowa withholding.

Row last reviewed: May 7, 2026Home state credit form: Schedule CR

This is general information, not tax or legal advice. Laws change frequently. Always consult a licensed CPA or tax attorney for your specific situation. All information researched as of March 21, 2026.